I can’t think of any good title for my post today. I’m not sure if it’s Facebook, Paypal or my fault.
In June 25, I received an email with the subject “Receipt for Your Payment to Facebook Ireland, Ltd.”. Since I haven’t done any transaction on my email on that day I’d checked my Paypal account and true enough there was a transaction which I didn’t authorize!
Looking at the email from PayPal, the transaction looks real and legitimate since the scammer used “email@example.com
But since I didn’t authorize the transaction, I was alarmed that something was wrong. Immediately, I filled a dispute stating I didn’t authorize the payment and that they should return my money. Well, it’s not really that big amount of money, but if this scammer can victimized a few hundreds, it will summed up to a huge sum of money.
While writing this post, I’ve tried to do some Google search on this kind of scam from so to speak ‘ Facebook Ireland”, and found out that they’re doing this scam way back in 2010 ( see https://www.paypal-community.com/t5/Refunds-and-cancellations/Facebook-Ireland-payments/td-p/157224?profile.language=en-gb). From this site, I’ve learned this scammer was able to setup a billing agreement within PayPal without the legitimate user knowing it! I don’t know how they’ve done it but I guess PayPal need some explaining on this.
Looking on my own “my approved payments” on Paypal, I saw the entry of Facebook Ireland on the list:
Paypal was on-hand in sending me an update on my dispute. After 10 days, PayPal finally made a reversal on the transaction and returned my money.
For the benefit of the readers, the exact information of the scammer is :
|Seller Name:||Facebook Ireland, Ltd.|
Still the question remains, whose fault it is that this kind of scam is still existing even if PayPal knows about it? Let me know your thoughts.
And if you’ve been a victim of this kind of online scamming, kindly share your experience by leaving your comments below. Who knows the information you will share today might save a penny or even hundreds of hard earned money of our readers.